Our Team
Caroline Jones
Title: CEO & Financial Advisor
Caroline Jones has been helping individuals, families, businesses, and local employers build stronger financial futures through Metro Financial Group since becoming a co-owner and managing partner in 2003. She became the firm's sole owner in 2023, continuing its commitment to providing trusted, personalized guidance to the communities it serves.
Caroline believes financial planning is about more than numbers—it is about understanding each client's priorities, preparing for life's changes, and developing practical strategies that support long-term goals. Whether helping a family plan for the future, guiding a business owner through financial decisions, or assisting an employer with employee benefits, she approaches every relationship as a long-term partnership built on trust and personal service.
Her approach was shaped in part by the mentorship of Joel Jennings, whose more than 40 years in the financial services industry provided invaluable knowledge and guidance. His dedication to clients continues to influence the way Caroline leads Metro Financial Group today.
Caroline holds a bachelors in finance and master's degree in business from Murray State University and maintains FINRA Series 7, 63, and 66 securities registrations, along with a Life and Health Insurance License. Her experience also includes teaching evening economics courses at Shawnee Community College.
Deeply connected to the community she serves, Caroline is an active member of the Metropolis Rotary Club and was honored with the Lois Lane Award in 2009. She has also served as a Girl Scout leader and president of Massac County United Way. She and her husband, Kristopher, have two daughters, Attie and Aubrey.

Joel Jennings
July 19, 1936 - Jun 4, 2026
Joel Jennings was the founder of Metro Financial Group, LLC. He started the practice in the early 80's and officially retired in 2023. Joel enjoyed working on complex cases. He received his Master of Mathematics from Notre Dame and the more challenging the situation for a client or employer the more enjoyable it was for him to tackle it.
Before starting his practice, Joel was a former mathematics professor and college dean in addition to serving on many boards throughout his career. Joel and Caroline worked closely together on every client case and he did an excellent job training her throughout the years.
Kerry Hankins
Title: Office Manager
Kerry Hankins joined Metro Financial Group in 2007 as Office Manager and has been an integral part of the firm's success ever since. She earned her Associate of Arts degree from Shawnee Community College. From 2009 to 2019, Kerry also maintained a successful career as a licensed real estate broker while continuing her leadership role at Metro Financial Group.
Before joining the firm, Kerry spent 14 years in the banking industry, where she held a variety of management support and supervisory positions. That experience provided a strong foundation for the organizational and customer service skills she brings to Metro Financial Group.
As Office Manager, Kerry oversees the day-to-day operations of the firm, ensuring that every aspect of the office runs efficiently and effectively. Her responsibilities include coordinating client schedules, managing the firm's website and database, safeguarding client confidentiality, and ensuring operational and compliance requirements are met. She serves as the organizational backbone of the office, keeping everything running smoothly while creating a welcoming experience for every client who walks through the door.
Kerry is married to Brian Hankins, and together they have one daughter, Karly.